Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Lawyer

Chapter 13 bankruptcy is also known as the "wage earner" bankruptcy. To file for it, an individual's secured and unsecured debts must fall within a certain range, and you must have a reliable income source with which to repay some portion of your debt. Our experienced, efficient and effective Chapter 13 bankruptcy attorney at the Filardi Law Offices LLC in New Haven, Connecticut can take it from there.

We can help you make sense of the bankruptcy maze: terms like claims objections, confirmation hearings, trustees, dischargeable debt and non-exempt assets may sound dizzying at first. You can trust our comprehensive knowledge of bankruptcy law and attentive client focus to provide clarity and context during every step of the process.

Our bankruptcy attorney's main objective is to have your debts adjusted. Contact us to discuss your bankruptcy options.

Experienced, Efficient, Effective Chapter 13 Representation

Chapter 13 bankruptcy is filed is to give you the chance to repay some or all of your debts under more favorable terms – maybe even at lower interest rates. Unlike Chapter 7, which involves liquidation of assets, this process permits you to use your future income to satisfy creditors.

The U.S. Bankruptcy Code provides a maximum five-year period in which to pay back creditors. The minimum amount you'll be obligated to repay will depend on how much you earn, how much you owe, and how much your unsecured creditors would have been due had you filed for Chapter 7.

Chapter 13 gives you an option to catch up on missed payments and to avoid repossession or foreclosure if you have secured debts. These past due amounts can be included in your repayment plan and made up over time. At the Filardi Law Offices, your many options are important to us. We will work with you to structure a debt repayment plan that will serve your needs.

Help Us Help You

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

We stand ready to guide you or your Connecticut business back to financial health, at the Filardi Law Offices LLC in New Haven. Help us help you with your Chapter 13 plans by contacting us to schedule an initial consultation.

Serving Connecticut cities such as New Haven, Bridgeport, Stamford, Waterbury, Danbury and New London

New Haven County, Middlesex County, New London County, Fairfield County, Litchfield County, Hartford County, Tolland County, Windham County

Also practices law in Federal Courts in the northern district of Illinois and in New York's southern, eastern and western districts.


Filardi Law Offices LLC
65 Trumbull St.
New Haven, Connecticut 06510-1031